3.99% FIRST YEAR | 5.99% 30 YEAR FIXED RATE (6.135% APR)

HIGHLIGHTED INCLUDED FEATURES:

Transitional elevation with wood-look siding and an extended front porch

Oversized sliding glass door upgrade for abundant natural light

Gourmet kitchen with stacked-to-ceiling cabinetry, quartz countertops, and a 6' x 5' island

Premium KitchenAid appliance package with double oven and gas cooktop

Fully finished basement with added bedroom, bathroom, and recreation space

Spacious owner’s suite featuring a 72" x 42" walk-in shower with bench, upgraded glass, and large double-sink vanity

42" interior fireplace with modern mantle and full tile surround

Luxury vinyl flooring, upgraded tile in all bathrooms, and carpet with 8 lb pad

Upper and lower laundry cabinets with quartz countertop

Extensive lighting upgrades including can lighting packages in main areas, bedrooms, and basement

Smart network wiring package and upgraded electrical, including 220V outlet

The Basin in The Crossings Rear Load community offers 4,345 total square feet of transitional style and high-end finishes. Its striking exterior features wood-look siding and an inviting front porch. Inside, the gourmet kitchen boasts stacked cabinets, quartz countertops, a large island, and premium KitchenAid appliances. An oversized sliding glass door brightens the living and dining areas, complemented by a cozy 42" fireplace. The owner’s suite serves as a spa-inspired retreat with a large walk-in shower and double-sink vanity. Additional features include upgraded bedrooms and bathrooms, a fully finished basement with extra living space, enhanced flooring, designer lighting, and practical storage solutions, providing comfort and modern functionality throughout.

*Square Footage Based On Exterior Measurements; Actual Living Area May Vary. The First Colony Mortgage forward rate shown is available for a limited time on select Fieldstone properties and loan scenarios. this offer includes a temporary 2-1 buydown: the interest rate and month payment are reduced for the first two years and increase each year until permanent note rate applies for the remaining term - 3.99% in year one, 4.99% in year two, then the permanent rate of 5.99% (6.135% APR) for years three through thirty. Advertised rate is as of 10/06/2026 and assumes payment of 1.000 discount point. Buyer must contract by 12/01/2026 and close by 12/31/2026. Rate availability is limited, subject to change and may be discontinued without notice. Borrowers must meet all applicable eligibility requirements, including income, credit, and lot-to-value criteria. This is not a commitment to lend; all loans are subject to credit and property approval. First Colony Mortgage Corporation (NMLS #3112) is an Equal Housing Opportunity lender and is not affiliated with any third parties that may be referenced or disclosed in this communication. Contact First Colony Mortgage Corporation for current availability and complete program details. If a buyer chooses not to use the 5.99% fixed rate and 2/1 buydown then they can use the buydown value as an incentive.*