Financing your new home doesn't have to be complicated.
Since 1997, we have done business with countless mortgage companies and lenders. Some experiences have been great, and some have been not so great. This extensive experience has given us the insight to know which lenders are the best. Our top of the line preferred lenders have gained our trust by consistently providing our homebuyers with exceptional customer service, extremely competitive rates, and positive experiences.
We highly recommend using our preferred lenders! Not only do they provide low closing costs, very competitive rates, quick loan approval, and various lending programs, but they also grant you an added monetary incentive (ask for details).
In the end, we know you can count on them for the same reasons we do—to get things done fast and right.
Peoples Home Equity as your lender when ready to build a Fieldstone Home gives you an immediate advantage. We are familiar with Fieldstone Homes, their sales staff, policies and requirements and know what both the buyer and builder need from the beginning to the end of the process. Our team gives you quick and accurate answers to all loan questions and concerns, and provides a faster, less complicated loan process. We’ll be with you every step of the way!
First Colony Mortgage has served the lending needs of residents since 1984. As a mortgage banker, First Colony Mortgage offers many advantages over other lenders. Not only do we process mortgages, but we also underwrite, fund, and close mortgage loans all in one of our conve- niently located branches. Our expert team of in-house mortgage professionals work together to ensure that loans are processed efficiently and quickly as possible.
The first step in the process is to contact one of our lenders and apply for a mortgage. You will be asked to provide specific financial information to get things started.
After reviewing your application, our lender will help you determine the loan and payment options that best suit your needs. Once you are satisfied, your file will be reviewed and pre-approved.
Before your home is finished, an appraisal will be ordered and your file will be updated to confirm that nothing has changed. Your file will then be reviewed by underwriting for final approval.
With your application approved by underwriting, you will make arrangements to meet with our title company to sign the final loan documents.
Post closing, it usually takes one business day for your loan to fund and record. Once recorded, you will officially own the home.
Once the recording of your loan is verified, we will get in contact with you to turn over your keys. Get those boxes ready because it’s time to move in!