Imagine stepping into your new home with a mortgage payment that starts lower and stays predictable for the life of your loan. With our 5.99% fixed rate paired with a 2/1 buydown, your interest rate drops to just 3.99% in year one and 4.99% in year two before settling at 5.99% for the remainder of your loan. That means more breathing room in your budget during those first two years, when you’re furnishing rooms, settling in, and making the house your own. Then you can count on a fixed rate that won’t climb with the market. It’s the best of both worlds: lower payments up front and long-term stability. Talk to our team today to see how much you could save. Your new home may be more within reach than you think.

The First Colony Mortgage forward commitment rate shown is available for a limited time on select Fieldstone properties and loan scenarios. This offer includes a temporary 2-1 buydown: the interest rate and monthly payment are reduced for the first two years and increase each year until the permanent note rate applies for the remaining term — 3.99% in year one, 4.99% in year two, then the permanent rate of 5.99% (6.135% APR) for years three through thirty. Advertised rate is as of 10/06/2026 and assumes payment of 1.000 discount point. Rate availability is limited, subject to change, and may be discontinued without notice. Borrowers must meet all applicable eligibility requirements, including income, credit, and loan-to-value criteria. This is not a commitment to lend; all loans are subject to credit and property approval. First Colony Mortgage Corporation (NMLS #3112) is an Equal Housing Opportunity lender and is not affiliated with any third parties that may be referenced or disclosed in this communication. Contact First Colony Mortgage Corporation for current availability and complete program details.

Build your dream home from the ground up and get a finished basement at no extra cost. For a limited time, select homesites come with a free finished basement, giving you more room to live, play, and grow. Pick your lot, personalize your plan, and enjoy the extra space without the extra price. Opportunities are limited, so schedule your visit today and claim your homesite before they’re gone.

Must Use First Colony Mortgage, Preferred Lender of FieldStone Homes to qualify for all Promotions and incentives. Restrictions May Apply. Confirm details with our Community Sales Manager & First Colony Mortgage Representative.

These homes are at a price you won’t see again. Select move-in-ready homes are at rock-bottom pricing for a limited time, and once they’re gone, they’re gone. There’s never been a better time to make the move, so schedule your tour today and find the one that feels like home.