How to Buy a New Home in Eagle Mountain With Zero Down Payment
A state grant through Utah Housing Corporation now covers your down payment on qualifying new homes at Cedar Grove — starting from the $409k.
If you’ve been waiting to buy your first home because you can’t save up enough for a down payment, we have news that could change everything. A first-time homebuyer assistance program through the Utah Housing Corporation is now available at Cedar Grove — Fieldstone Homes’ community in Eagle Mountain, Utah. Qualifying buyers can purchase a brand-new home with zero down payment and 100% financing.
This isn’t a temporary rate gimmick or a deferred loan you have to pay back later. This is a state grant program designed specifically to help first-time buyers get into a home — and Cedar Grove homes are priced to qualify.
What Is the Utah Housing Corporation Grant Program?
Utah Housing Corporation (UHC) is a state-sponsored organization that helps make homeownership accessible to more Utahns. Their first-time homebuyer assistance program provides down payment grant funds to qualifying buyers — meaning you don’t have to bring thousands of dollars to closing just to get started.
The program is available to buyers who meet income limits, haven’t owned a primary residence in the past three years, and are purchasing a home priced under $450,000. Cedar Grove homes start from the $409k, putting them well within that threshold.
“No waiting. No saving for years. For qualifying buyers, the down payment is covered — so the only thing standing between you and a new Fieldstone home is making the call.”
Fieldstone Homes — Cedar Grove Sales TeamDo You Qualify? Here’s What to Know
The Utah Housing Corporation program has a few straightforward eligibility requirements. Here’s a quick breakdown of what most buyers need to meet:
Program Eligibility Highlights
- First-time buyer status — You must not have owned a primary residence in the past 3 years.
- Income limits apply — Household income must fall within program guidelines, which vary by household size.
- Purchase price under $450,000 — Cedar Grove homes start from the $409k, keeping them squarely within the qualifying range.
- Must use a qualifying lender — Financing must go through First Colony Mortgage, Fieldstone Homes’ preferred lender.
- Primary residence only — This program is for buyers purchasing a home they intend to live in.
Why Cedar Grove?
New construction quality. Every home at Cedar Grove is built by Fieldstone Homes, with the craftsmanship and attention to detail the brand is known for across Utah.
Priced to qualify. With homes starting from the $409k, Cedar Grove sits under the $450,000 program limit — one of the few new-construction communities in the area that does.
Growing community. Eagle Mountain is one of the fastest-growing cities in the state, making Cedar Grove a smart long-term investment as well as a great place to call home.
How to Get Started in 3 Steps
Connect with our team or contact First Colony Mortgage to confirm you meet the income and buyer eligibility requirements. This takes about 15 minutes.
Visit our model home or browse available floor plans online. Cedar Grove homes start from the $409k, and our Community Sales Managers will help you find the right fit.
Our preferred lender will connect you with the Utah Housing Corporation grant program and guide you through closing — with your down payment covered.
See the Full Program Details
Here’s a look at the Cedar Grove first-time homebuyer grant with all the key details in one place:
With Zero
Down.
Cedar Grove homes qualify for the Utah Housing Corporation first-time homebuyer assistance program — giving qualifying buyers access to state grant funds that cover your down payment.
First-time buyers who haven’t owned a primary home in 3+ years. Income limits apply.
Cedar Grove from the $409k — within the $450,000 program limit.
Our preferred lender connects you with the UHC grant program.
State grant covers your down payment — no cash out of pocket.
No home ownership in 3 years. Must meet income guidelines.
Cedar Grove qualifies under the $450,000 program limit.
Program subject to change. Act now to secure your spot.
Frequently Asked Questions
Do I have to be a first-time buyer to qualify?
You must not have owned a primary residence in the past three years. If you previously owned a home but haven’t in recent years, you may still qualify.
Is this a loan I have to pay back?
The Utah Housing Corporation program provides grant assistance for your down payment. Speak with First Colony Mortgage for the full details on how the grant funds are structured for your specific loan.
Which Cedar Grove homes qualify?
Homes priced under $450,000 qualify. Cedar Grove homes start from the $409k — our sales team can show you exactly which floor plans fall within the limit.
How long is this program available?
The program is available now but is subject to change without notice. We recommend reaching out as soon as possible to lock in your eligibility.
Ready to Buy Your First Home With Zero Down?
Talk to our Cedar Grove sales team today. We’ll walk you through the program, confirm your eligibility, and help you find the right home — no pressure, no obligation.
View Cedar Grove Homes Schedule a Visit Or call / text us: 801.438.6631
