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Raising The Bar By Lowering Your Rate

Raising The Bar By Lowering Your Rate

July 21, 2023

Special rates now available on select homes. Stop by our model homes for details.

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*All Fieldstone Homes Incentives are a Preferred Lender Incentive. You must use First Colony Mortgage to qualify for promotions and incentives. Additional terms, conditions and restrictions apply and are subject to change without prior notice. Buyer/borrower is subject to qualifications for specific loan terms, occupancy, property type, down payment, credit, and underwriting requirements, and/or investor program guidelines. Speak with a Fieldstone Sales representative for complete details, requirements, conditions, and restrictions. Cannot be used in conjunction with any other offer. Promotion shall not be construed as an offer, and any agreement must be made in writing signed by Fieldstone, Fieldstone Homes' Preferred Lender, and/or buyer/borrower. Promotion requires use of Fieldstone Homes' Preferred Lender, but use of Fieldstone Homes' Preferred Lender is not a requirement to purchase the home. *The offer presented in the advertisement features a 3-2-1 buydown, which is a type of financing that temporarily reduces the interest rate for the first three years of the loan. The rate is reduced by 3% the first year, 2% the second year, and 1% the third year before adjusting to the full note rate for the remainder of the loan term. This buydown is paid by the seller and applied at closing. Buyer qualification is based on the full note rate and the corresponding monthly payment. The above numbers are based on the following purchase scenarios in Utah: a $624,500 purchase price, singe family home with a 740 FICO on a 30 year fixed-rate conventional loan. 5% down payment, conventional loan program terms and conditions apply. Interest rates change daily and are subject to change without notice, interest rate is current as of 06/7/2025. In Cedar Grove & Prominence Point communities 25% down is required to qualify for this promotion. Offer only applies to approved properties and loan must close with First Colony Mortgage by 08/17/2025. First Colony Mortgage is an equal housing opportunity lender, NMLS ID 3112.* *All promotions and incentives require the use of our Preferred Lender. Restrictions may apply. Offers are subject to change without notice. Contact your Fieldstone Homes Community Sales Manager for information.

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